Down Payment minimizer Home Loan

Dream homes
start with dream loans

Welcome to personalized service and flexible programs dedicated to getting you into your dream home.

F&A offers exceptional rates and loan options for people in all of life's stages - from first-time homebuyers to seasoned homeowners. For many buyers, a large down payment is a dealbreaker.
That's why we offer solutions, such as our:

Down payment minimizer home loan

As Low as 3% down*
No Mortgage Insurance*
A Great Option for First-Time Buyers

Looking for a traditional, fixed-rate loan? Our rates are among the best in the country!
Our mortgage specialists are ready to help you find the best rate and term for your needs.

In addition to great rates, working with F&A provides:

A dedicated Loan Officer to guide you through the loan process
Free pre-qualification
Quick closing - from qualification to funding in 30 days** or less

Ready to learn more? Simply fill out the form below and one of our Mortgage Loan Officers will contact you within one business day. Or give us a call at (800) 222-1226.

Yes, I'd like to learn more!

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*Loan programs based on credit score of the primary borrower. Owner-occupied, principal single-family homes, condos, and townhomes in all 50 US states unless prohibited by law. 1st Trust Deed must be originated by the Credit Union. Other terms and conditions apply. All loans subject to credit approval and membership eligibility. NMLSR ID# 421486

**Average closing time