When it comes to rate and Annual Percentage Yield (APY), have you ever wondered how F&A compares to the competition? Have a look.

InstitutionMoney Market
($2,500, APY)
Dividend
Checking
($0, APY)
Share Certificates
(12 Months
$10,000, APY)
Credit Card
(APR, as low as)
Personal Loan
  (APR, as low as)
F&A FCU 1.36% 0.25% 3.00% Visa 6.90% Tier 1 $500-$25000/7.90%1
Tiers 2-4 NA
Max Term 60 mos
Firefighters First CU 1.36% 0.05% 2.99% Visa 11.99%
Plat 8.99%
Tier 1 All/7.74%
Tier 2 All/8.24%
Tier 3 All/8.74%
Tier 4 NA
Max Term 60 mos
Kinecta FCU 0.20% 0.10% 2.50% M-Card 12.24% Tier 1 $1,000-$25,000/8.49
Tiers 2-4 NA
Max Term 60 mos
Wescom CU 0.60% 2.90% Active Visa 12.90% Tier 1
$500-$4,999/9.90%
Tier 2 $5,000-$9,999/9.90%
Tier 3 $10,000-$50,000/9.90%
Max Term 60 mos
Chase Interest
Checking
0.01%2
Certificate of
Deposit
3.00%2,3
17.74%4

1Reflects rate discount for automatic payments. 2Interest rates in Zip Code 91754.3A Certificate of Deposit (offered by banks) is the same type of product as a Share Certificate (offered by credit unions). 4Lowest everyday rate on Disney® Visa® Card. Competitor rates as reviewed on 1/1/2023. F&A rates as of 1/1/2023. F&A APY is accurate as of the last dividend declaration date.