At F&A we strive to be as upfront and complete as possible about our products and services. The following disclosures are designed to provide you with the information you need to make informed decisions.

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Disclosure: Limited Federal Disclosure Statement for Change in Terms of Deposit Account Agreement and Truth-In-Savings Disclosure

Disclosure: Fee & Charges
Describes fees and charges for a variety of F&A products and services.

Disclosure: Deposit Account Agreement and Truth-in-Savings
The terms and conditions applicable to F&A deposit & savings accounts.

Disclosure: Electronic Services
This document covers the usage of F&A's web-based online banking system, as well as general disclosures pertinent to other electronic banking services (such as ATM and phone-banking).

Disclosure: Electronic Statement (or eStatements) Disclosure

Disclosure: Electronic Services and Wire Transfers Change in Terms

Disclosure: Notice of Changes In Temporary NCUA Insurance Coverage for Transaction Accounts

Disclosure: Change in Terms of Visa Credit Card Agreement and Federal Truth-In-Lending

Visa Disclosure Benefits Change in Terms

Disclosure: Traditional Visa Benefits

Premier Visa Benefits
Disclosure: Auto Rental Collision Damage Waiver 
Disclosure: Hotel Theft Protection 
Disclosure: Emergency Evacuation and Transportation/ Repatriation of Remains Coverage  
Disclosure: Lost Luggage Reimbursement 
Disclosure: Emergency Medical/ Dental Benefit 
Disclosure: Travel and Emergency Assistance Services 
Disclosure: Travel Accident Insurance

Visa Credit Card Agreement and Federal Truth-In-Lending Disclosure Statements
Disclosure: Non-variable rate Visa card (Low Rate)
Disclosure: Non-variable rate Visa card (Rewards)
Disclosure: Non-variable rate Visa card (Traditional)

Disclosure: Privacy Policy Disclosure
What does F&A Federal Credit Union do with your personal information?

Disclosure: Theft Only Purchase Security