Disclosures

At F&A we strive to be as upfront and complete as possible about our products and services. The following disclosures are designed to provide you with the information you need to make informed decisions. Note: Some of these documents are in PDF format and require Adobe Acrobat Reader to view. If you don't have this software, you may download it for free.

DEPOSITS

Deposit Account Agreement & Truth-In-Savings

• Change-In-Terms: Deposit Account Agreement and Truth-In-Savings

Electronic Services Agreement

• Change-In-Terms: Electronic Services and Wire Transfers

Electronic Statement (eStatements) Disclosure Agreement Schedule of Fees & Charges

CREDIT CARDS

The credit card disclosure listed reflects the best available rate. Actual rates may vary based on creditworthiness. Non-Variable Rate - Premier Low-Rate Visa Credit Card Non-Variable Rate - Premier Rewards Visa Credit Card Non-Variable Rate - Premier Traditional Visa Credit Card Premier Visa Benefits Disclosure

PRIVACY POLICY 

Our Privacy Policy outlines how we collect, use, and protect personal information. To learn more, please refer to our Privacy Policy.