Effective March 1, 2024
General
- Membership Fee
- No Charge
- Telephone Center Calls (unlimited)
- No Charge
- Online Banking
- No Charge
- External Transfers via Online Banking
- No Charge
- Real Time Alerts1
- No Charge
- Mobile Banking1
- No Charge
- Mobile1 Deposit
- No Charge
- Online Bill Pay
- No Charge
- In-Branch Coin Machine Usage
- No Charge
- Notary Service - Member
- No Charge
- Notary Service - Non-Member (per document)
- $15.00
- Account Verifications (in writing only with member's authorization)
- No Charge
- Copy of Statement, including VISA® (per page)
- $1.00
- Skip-A-Pay(Loan payment of $200 or more)
- $25.00
- Skip-A-Pay(Loan Payment of under $200)
- $15.00
- Mobile1 Deposit - Deposit Adjustment
- $10.00
- Notice of Escheat
- $2.00
- Obsolete Address Locator
- Postmaster Charges
- Collection Item
- Bank Charges
Compliance with Legal Order:
- Statements (per page)
- $0.25
- Hearing Appearance (per hour plus travel)
- $22.00
- Account Research (per hour)
- $22.00
- Account Reconcilement (per hour)
- $16.00
- Levy Placement
- $20.00
- Auto Travel Costs
- IRS Rate
- Non-Internet Bill Payment (per transaction)
- $2.00
- Overnight / Special Mail Request
- Actual Charges
Account Related
- Check Printing Orders
- Printer's Charge
- NSF Check Paid by Overdraft Transfer from VISA® or Share Account
- No Charge
- Copy of Paid Check Via Online Banking
- No Charge
- Courtesy Pay of any item that takes the account below the required minimum balance2
- $5.00
- NSF Return Check, VISA® Convenience Check or ACH Item (Non-sufficient funds fee is a per presentment fee)
- $5.00
- Stop Payment (Member Check, ACH, eBill Pay),per item stopped or range of checks stopped at presentment
- $10.00
- Deposited / Cashed Item Returned
- $5.00
- Copy of Paid Member Check (2 free per mo.)
- $5.00
- Copy of Paid Check from Bill Pay
- $5.00
- Copy of Credit Union Issued Check(s)
- $5.00
Bill Pay
- Rush (One-Day or Two Day)
- Vendor's Charge
- Second-Day Electronic Delivery (Economy)
- Vendor's Charge
- Wire Transfer (Incoming)
- No Charge
- Wire Transfer (Domestic-outgoing)
- $20.00
- Wire Return/Trace
- Bank Charges
- Reconveyance of Real Estate Loan
- $30.00
- County Recording Fees
- Charges Vary per County
- Real Estate Subordination
- $250
ATM/Debit & Credit Card, Shared Branch
- Initial Card
- No Charge
- ATM / Point-of-Sale Transaction3
- No Charge
- Replacement Card
- $10.00
- Rush Replacement Card Fee (2-day)
- $25.00
- Rush Replacement Card Fee (1-day)
- $50.00
- ATM / Shared Branch Deposit Adjustment
- $5.00
- ATM / Shared Branch Deposit Return Item
- $15.00
- Stop Payment on Recurring Payment
- $10.00
- Foreign Transaction Fee (for ATM / Debit / Credit Card Transactions in a foreign country)
- 1% of transaction
Fees are kept low because F&A is a not-for-profit financial cooperative, owned and operated for the benefit of all its members.
1Standard text messaging and data rates may apply. Check with carrier.2Payment by F&A Federal Credit Union is a discretionary courtesy and not aright of the member or an obligation of F&A Federal Credit Union. This privilege for consumer checking accounts is limited to a maximum of $1,005.00 negative checking balance. Courtesy Pay is available only for the payment of checks, preauthorized payments under our Bill Payment Service and ACH drafts and debits. The service is not available for ATM transactions and one-time debit card transactions or Person-2-Person and account-to-account transfers. You must bring your account balance to a positive balance within fifteen days. F&A Federal Credit Union, at its discretion, can cancel this protection and cease paying overdrafts at any time without prior notice of reason or cause.3Bank or retail vendor surcharges may apply.
