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Auto Loans

  • Auto Loans
  • Auto Buying Services
  • Mechanical Breakdown Protection and GAP
  • Auto Loans
  • Auto Buying Services
  • Mechanical Breakdown Protection and GAP

Auto Loans

We offer up to 60 days* to make the first payment and up to 125% financing.

Take advantage of F&A’s great Auto Loan rates and get pre-approved to avoid delays once you've found that perfect vehicle.

To apply, go to Online Banking, click All Services and select New Loan Application. You can also call us at 800-222-1226 or visit one of our branches.

View Auto Loan rates.

*Finance charges will continue to accrue at the rate provided in your loan agreement during the payment deferral period.

Auto Buying Services

Autoland Car Buying Service

Autoland, our exclusive auto buying service, can help you locate the right vehicle for your budget and ensure that your purchase experience is smooth and easy.

Considering a new or pre-owned car?  Learn more about Autoland's services.

Or simply contact F&A's Autoland Consultant Mauricio Trelles by calling 323-980-5923, emailing mtrelles@autoland.com, or dropping by our Monterey Park branch.

  Mauricio Trelles Headshot

Mechanical Breakdown Protection and GAP

Mechanical Breakdown Protection
You can purchase Mechanical Breakdown Protection for your new or used vehicle from the Credit Union. This protection is similar to extended warranty programs available from auto dealerships, but often more robust and far less costly. For details, please speak with an F&A representative at 800-222-1226 ext. 5991.

Guaranteed Auto Protection (GAP)
In addition, we're proud to offer Guaranteed Auto Protection. If your car is declared "totaled" by an insurance company, their check to you may only be for the recognized market value of the car. If the balance due on your auto loan is greater than the market value, you will be liable to pay the difference. GAP coverage will pay this amount for you. Certain conditions may apply.

Contact us at 800-222-1226 ext. 5991 for more information on these valuable options, and for a free, no-obligation quote.

  • Rate comparison. See how we compare to the competition.
  • Changes in household income may require you to look at your family budget.
  • Skip-A-Pay Take a month off from your loan payment with Skip-A-Pay!

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Proud to partner with the la county fire department foundation

Find out more about our partnership with the LA County fire department foundation.

For Them it’s Business. For Us it’s Personal.

Call us today at 800-222-1226

F&A Federal Credit Union

Corporate Office | 2625 Corporate Place | Monterey Park, CA 91754

Whittier Branch | 13303 Hadley St | Whittier, CA 90601

© 2020 F&A Federal Credit Union. All rights reserved.

Routing No: 322078383 | NMLSR ID# 421486

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If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-222-1226 for assistance

  • Home
  • Join
  • Accounts
    • Savings Accounts
    • Checking Accounts
    • Money Market Accounts
    • Share Certificates
    • IRA Saving & Term Share Accounts
    • Trust Accounts
  • LOANS
    • Signature
    • Auto
    • Recreational Vehicle
    • Mortgage and Home Equity
    • SKIP-A-PAY
    • Fire Station Loans and Credit Cards
  • CREDIT CARDS
    • Premier Low Rate
    • Premier Rewards
    • Traditional
    • Share Secured
    • Click to Pay
  • eSERVICES
    • Online Banking
    • MOBILE BANKING
    • eSTATEMENTS
    • REAL TIME ALERTS
    • Mobile Deposit
    • apple pay
    • MoneyDesktop
    • Card Lock
    • Person-2-Person Payments (P2P)
    • Quick Balance
    • Fingerprint Authentication
    • Custom Card Images
    • Quick Pay
  • Rates
    • Auto Loan Rates
    • Signature Loan Rates
    • Recreational Loan Rates
    • Credit Card Rates
    • Secured Loan Rates
    • Share Rates
    • Mortgage and Equity Rates
    • Fees
    • Rate Sheet (PDF)
    • COMPARE RATES
  • Invest & Insure
    • Investment Advisory Services
    • Online/Self-Directed Trading
    • Auto & Home Insurance
    • Life & Long Term Care Insurance
  • EDU
    • KOFE Financial Services
    • Fraud & Identity Theft Center
    • BizKid$
    • Estate Planning
    • Money Mammals
    • Overdraft Protection
  • ABOUT
    • F&A Volunteers
    • Mission and Vision
    • F&A History
    • Holiday Closing
    • Annual Reports
    • Accessibility
    • Employment Opportunities
  • CONTACT