Short-term assistance loan

Members who need immediate financial assistance are eligible for a short-term zero-percent interest loan with amounts up to $5,000. No payments are due for 90 days and the balance is paid in low monthly installments over the following 25 months.

Construction and repair loans

Members in need of repairs or reconstruction due to fire and/or wind damage can access a Home Equity loan with payment and interest deferral until construction is complete. F&A can also refinance an existing mortgage on damaged or destroyed property and offer payment deferral.

Insurance proceeds advance

F&A can support expedited reconstruction with an advance against insurance proceeds, with payment and interest deferral until construction is complete.

Loan payment deferrals and skip-a-payment

For any member impacted by the LA wildfires, F&A is offering loan payment deferrals, modifications or skip-a-payment on an individualized basis at no additional cost or impact to members.

Fee waivers

For all those impacted by the wildfires, F&A will waive all late and other fees to minimize financial disruption.