Whether you’re looking to refinance or buy something new, lock in a 30-year fixed rate as low as 2.99% APR. Unlike other lenders, F&A doesn’t advertise teaser rates. Qualified F&A borrowers are eligible for our lowest rates with up to 80% loan to value.

Here are just some of the benefits you get with F&A:

• No pre-payment penalties
• No points
• No loan origination fees2
• Shorter terms with even lower rates!

To apply, visit the F&A Mortgage Center or call us at 800-222-1226

1Your actual rate is based on credit score and may be higher. On approved credit. Representative example: For a purchase loan of $822,375.00 minus a 20% down payment, financing $657,900.00, 360 monthly payments of $2,770.19 each month with no points at 2.99% APR. Payment does not include amounts for taxes or insurance premiums. The actual payment obligation will be higher. 2Required closing fees paid by the borrower may include reconveyance, title, escrow, and appraisal.