Consolidate high-interest debt with a low rate Home Equity Loan now!

Rates as low as 3.750% APR          Loan amounts up to $500,000

If you have high-rate credit card or other loan balances, now's the time to get a Fixed Rate Home Equity Loan from F&A. It's a money-saving way to consolidate debt - or handle practically any expense:

  • Home improvements
  • College tuition
  • Tax bills
  • Family vacation
  • Wedding expenses

Call 800-222-1226 or email to receive an application.

Rates are effective as of May 1, 2018 and are subject to change without notice. Loan rates are based on the Combined Loan to Value Ratio (CLTV), loan term and credit score of the primary borrower. Owner-occupied CA, AZ and NV properties only. Additional CLTV restrictions apply to properties outside of CA, second homes and 2-4 unit properties. Rates 0.50% higher for second homes. Maximum CLTV is reduced by 5% for loans over $250,000. Upfront costs are waived or paid by the Credit Union. Unless moving to repayment, refinancing an F&A Equity/Fireline® loan for a lower rate requires a $50,000 additional advance or a $500 fee. All rates include a 0.50% reduction for automatic payment. Other terms and conditions apply. Representative Example: (7-year term) Make 83 monthly payments of $335.87 and a final payment of $335.00 at 3.490% APR based on $25,000. 365-day calculation method utilized.